With the current cost of living crisis driving up prices, we all want to stretch our finances as far as we can. When a purchase becomes necessary, but money is tight, you might be tempted to try a Buy Now, Pay Later (BNPL) plan. These are finance plans that allow you to make a purchase without immediately paying the full amount. But are they worth it? What is a Buy Now, Pay Later Plan? Several companies offer to lend money as part of BNPL plans. These are short-term finance schemes that allow you to make a purchase and pay for it at a later date, often in instalments. They are …
Elderly Benefits – What Can You Claim?
Finance Tips for You and Your Elderly Loved Ones
4. Invest Money Read our guides on what you need to know before and the best ways of investing your money. 5. Plan Ahead One of the best finance tips we can give you is to plan ahead. While none of us can predict the future, we can definitely make careful plans for the years to come. Talk to your parents about what they want to happen as they get older. For example, if they could no longer live at home by themselves, where would they want to live? Have they made a will? Do they have any money set aside to pay for any care they may need? These can …
Deprivation of Assets – Everything You Need to Know
Deprivation of assets: what is it? And more importantly, how does it affect you? If your local authority is arranging social care for you or your elderly parents, you need to know the rules around deprivation of assets. Keep reading to find out what you need to know. What is Deprivation of Assets? If you need social care, such as help at home from a carer or moving into a care home, you have a couple of options. You can select your own care provider and pay for care yourself, or you can go through the local authority and receive social care funding if you're eligible. If you …
Mother’s Day Gifts for Elderly Mums in 2024
Bereavement Support Payment: A Guide
If your civil partner or spouse has passed away in the last 21 months, you may be eligible for Bereavement Support Payment. When you're coping with grief, it can be difficult, if not impossible, to continue your usual daily duties and tasks. Bereavement Support Payment is a way to claim some financial support after a loved one's passing. This financial support can help bring a small bit of reassurance in what is otherwise an uncertain time. What Is Bereavement Support Payment? Bereavement Support Payment is a tax-free benefit designed to help lift the financial burden brought …
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