When a person isn't able to manage their own benefit support, an appointee may be required to do it on their behalf. Whether because of mental incapacity or severe physical disabilities, there are plenty of reasons why you might look at becoming a benefit appointee. What Is an Appointee? An appointee is a person that manages another person's benefits. Appointees don't have control over all of a person's money, just their benefits. Usually an appointee will have the benefits of the person they are caring for paid into their account. This allows them to manage and budget the …
What it Means to Be a Legal Executor
When a loved one passes away, there are various arrangements that must be made. But what happens to the affairs our loved ones leave behind? Hopefully, your loved one has written a will that will now be put into effect. However, for this to be accomplished, they will have named someone as their legal executor; that person could be you. What is a Legal Executor? The legal executor is the person empowered by a will to deal with the estate of the deceased. It is their responsibility to arrange for assets to go where they are supposed to go. This includes consolidating funds and …
What You Need to Know Before Investing Money
Later in life, many of us must consider what options are available to us in terms of how we use our money. Most people would like to reap the rewards of the money they have. This is why a lot of people turn to investing. The prospect of investing money for the first time can feel like a minefield, so we wanted to break down some of your options and look at the risks and rewards of each. What is an Investment? An investment means storing your money where it will hopefully earn interest. An investment is always a gamble though, and it is crucial to understand this fully before you …
A Guide to the Different Types of Pensions
Pensions can be a confusing subject. Whether you're approaching retirement or only just starting to plan for the future, understanding your pension(s) is crucial if you want to look after your finances. Did you know there are three main types of pension in the UK? This article will explain the different types of pensions to help you find the right scheme for you. What are the Main Types of Pension? Plenty of us don't bother thinking about our pensions until we're well into our working life. After all, retirement seems a lifetime away when you're a young person in your first job. But …
Supporting Older Workers – Ageism in the Workplace
As we age, we all want to maintain our independence wherever possible. For most of us, retirement sounds like a well-needed rest, but there are many older people who find that retirement is not what they imagined. As a result, our elderly loved ones may have the desire to return to work. Despite stereotypes, older workers are able to offer fantastic contributions to employers. Mature workers hold a wealth of experience, knowledge, and expertise that not many younger workers are able to compete with. Unfortunately, this is not reflected in the workplace. Older workers take up a …
Everything You Need To Know About Lasting Power of Attorney
Power of attorney is a legal document which allows you to make decisions on someone else's behalf, if they are no longer able to act in their own best interests. There are a few different kinds of power of attorney. Which one your loved one needs will depend on their situation. Today we'll be discussing Lasting Power of Attorney. What is Lasting Power of Attorney? Lasting Power of Attorney (LPA) is when you have legal autonomy to act on behalf of someone else. This could be because they are no longer mentally capable of making those decisions, or they no longer wish to make those …
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