With the current cost of living crisis driving up prices, we all want to stretch our finances as far as we can. When a purchase becomes necessary, but money is tight, you might be tempted to try a Buy Now, Pay Later (BNPL) plan. These are finance plans that allow you to make a purchase without immediately paying the full amount. But are they worth it? What is a Buy Now, Pay Later Plan? Several companies offer to lend money as part of BNPL plans. These are short-term finance schemes that allow you to make a purchase and pay for it at a later date, often in instalments. They are …
Plan Ahead – Power of Attorney
At some point in life, your loved one may not be able to make their own decisions. When this happens, they may require you to make decisions for them. Although it's a difficult situation to think about, it can be made easier through planning ahead. If your loved one may soon be unable to make decisions regarding health or financial matters, it may be time to put a power of attorney in place. Power of attorney is a legal document that gives a person the authority to take care of the finances of someone who no longer can. It could be that they have become incapacitated or are in …
Elderly Benefits – What Can You Claim?
Finance Tips for You and Your Elderly Loved Ones
4. Invest Money Read our guides on what you need to know before and the best ways of investing your money. 5. Plan Ahead One of the best finance tips we can give you is to plan ahead. While none of us can predict the future, we can definitely make careful plans for the years to come. Talk to your parents about what they want to happen as they get older. For example, if they could no longer live at home by themselves, where would they want to live? Have they made a will? Do they have any money set aside to pay for any care they may need? These can …
Mother’s Day Gifts for Elderly Mums in 2024
Bereavement Support Payment: A Guide
If your civil partner or spouse has passed away in the last 21 months, you may be eligible for Bereavement Support Payment. When you're coping with grief, it can be difficult, if not impossible, to continue your usual daily duties and tasks. Bereavement Support Payment is a way to claim some financial support after a loved one's passing. This financial support can help bring a small bit of reassurance in what is otherwise an uncertain time. What Is Bereavement Support Payment? Bereavement Support Payment is a tax-free benefit designed to help lift the financial burden brought …
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